J.K. Jones

Director
Texas Tech University -
    B.S. - Economics - 1969,
    J.D. - 1974
34 Years Experience - Trust and Investment Services
    Administration

Edward R. Naumes

President and Chief Executive Officer
Santa Clara University -
    B.S.C. - 1975
Cornell University -
    M.B.A. - 1977
28 Years Experience - Accounting & Banking

Gary E. Hippenstiel

Chief Investment Officer
University of California, Berkeley -
    B.S. - Business Administration - 1970
    M.B.A. - 1971
31 Years Experience - Investment Management

Glenn A. Francis

Chief Operating Officer
Texas A&M University -
    B.B.A. - Accounting - 1977
University of Houston -
    M.B.A. - 1981
26 Years Experience - Public & Fiduciary Accounting

Joe D. Untermeyer

Vice President
University of Texas -
    B.A. - Finance - 1959
38 Years Experience - Estate & Personal Trust
    Administration

William L. Liles, Jr.

Vice President
Lamar University -
    B.B.A. - Economics - 1971
32 Years Experience - Banking, Real Estate and
    Oil & Gas Asset Management

Carla G. Chaney

Vice President
University of Houston -
    B.B.A. - Accounting - 1978,
Certified Public Accountant - 1980,
Certified Financial Planner - 1986
25 Years Experience - Financial Planning &
    Trust Administration

T.K. Harrington

Vice President
University of Houston -
    B.A. - Accounting - 1970,
    J.D. - 1973
23 Years Experience - Estate & Personal Trust
    Administration

Brenda K. Vitek

Vice President
University of Houston -
    B.B.A. - Accounting - 1981
Certified Public Accountant - 1982
22 Years Experience - Tax Accounting and Administration

Janice Salzman Crow

Vice President
Vanderbilt University -
    B.A. - Philosophy - 1969
University of Houston -
    J.D. - 1981
22 Years Experience - Banking, Estate & Trust
    Administration

Mary Jane Jwanisik

Trust Officer - Delaware Office
University of Delaware -
    B.S. - Business Administration - 1979
20 Years Experience - Bank Operations,
    Audit & Trust Implementation